Welcome to Eclipse Super

Since September 2007 super funds have been allowed to borrow money to purchase property, shares and managed funds. In order to do this you must set up a Self Managed Super Fund (SMSF) with an 'instalment warrant' arrangement. The fund can then apply for a SMSF loan to buy a property which will be held on trust for the benefit of the super fund's members.

Some of the potential benefits are:-

• take control of your super and make your own investment decisions
• purchase a residential investment property as part of your retirement planning
• superannuation is a low tax rate environment which will help to generate more income for your retirement
• there is the potential to pay 0% capital gains tax when you sell the property
• you can buy your own business premises and pay rent to your super fund
• tax deductible super contributions can be used to make loan repayments 

There are also potential risks involved when borrowing to invest and these are described in the FAQ's section.

Eclipse Super specialises in providing compliant SMSF trust deeds and instalment warrant structures. We also specialise in arranging SMSF loans for people wishing to acquire property or shares in a SMSF.